/* ---------- reCAPTCHA gate ---------- */
.gate-locked{display:none}
.recaptcha-gate{position:fixed;inset:0;z-index:9999;background:#1c1f26;display:flex;align-items:center;justify-content:center;padding:20px}
.recaptcha-gate-card{background:#fff;border-radius:16px;padding:40px 36px;max-width:380px;width:100%;text-align:center;box-shadow:0 24px 60px rgba(15,23,42,.35)}
.recaptcha-gate-brand{margin-bottom:20px}
.recaptcha-gate-brand strong{display:block;font:700 17px Montserrat,Arial,sans-serif;letter-spacing:.5px;color:#1c1f26}
.recaptcha-gate-brand small{display:block;font-size:12px;margin-top:6px;color:#767c8a}
.recaptcha-gate h2{font:700 20px/1.3 Montserrat,Arial,sans-serif;color:#1c1f26;margin:0 0 8px}
.recaptcha-gate p{font-size:13.5px;color:#5a6170;margin:0 0 22px}
.recaptcha-gate .g-recaptcha{display:flex;justify-content:center;transform:scale(.95);transform-origin:center}

/* ---------- Base ---------- */
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Open Sans",Arial,sans-serif;color:#333;background:#fff;font-size:16px;line-height:1.5}
h1,h2,h3,h4{font-family:"Montserrat",Arial,sans-serif;margin:0}
p{margin:0}
a{color:inherit}
img{max-width:100%;display:block}
button{font-family:inherit;cursor:pointer}

:root{
  --blue-dark:#1c3f7a;
  --blue:#2c62ae;
  --blue-mid:#2c5eab;
  --red:#e0293f;
  --gold:#f2c98a;
  --gray-bg:#f6f7f9;
  --gray-border:#e4e7ec;
  --text:#333;
  --text-light:#5b6472;
  --container:1200px;
}

.container{width:100%;max-width:var(--container);margin:0 auto;padding:0 24px}

/* ---------- Utility bar ---------- */
.top{background:#fff;border-bottom:1px solid var(--gray-border);font-size:.75rem}
.top-inner{max-width:var(--container);margin:0 auto;padding:0 24px;height:38px;display:flex;justify-content:flex-end;align-items:center;gap:20px}
.top-inner a{display:inline-flex;align-items:center;gap:5px;color:#4a5568;text-decoration:none}
.top-inner a:hover{color:var(--blue)}
.top-inner svg{width:13px;height:13px;flex:none}
.callnow-top{color:var(--red)!important;font-weight:600}
.callnow-top:hover{color:var(--red)!important;filter:brightness(1.15)}

/* ---------- Header ---------- */
header{background:#fff;box-shadow:0 1px 3px rgba(0,0,0,.06);position:relative;z-index:20}
.nav{max-width:1360px;margin:0 auto;padding:0 24px;height:88px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.nav-right{display:flex;align-items:center;gap:24px;flex:none}
.brand{color:var(--blue);line-height:1.05;text-decoration:none;flex:none}
.brand strong{font:700 20px/1.1 Montserrat;letter-spacing:.5px;display:block;white-space:nowrap}
.brand small{display:block;font-size:11px;margin-top:5px;color:var(--blue-mid);font-weight:400}
.hamb{display:none;border:0;background:none;color:var(--blue);font-size:26px;line-height:1;padding:4px}
.nav nav{display:flex;gap:22px;font:600 14px Montserrat;flex:none}
.nav nav a{text-decoration:none;color:#1a1a1a;display:inline-flex;align-items:center;gap:5px;padding:6px 0;white-space:nowrap}
.nav nav a:hover{color:var(--blue)}
.nav nav svg{width:10px;height:10px;color:var(--red);flex:none}
.callnow-btn{display:flex;align-items:center;gap:8px;background:var(--red);color:#fff;text-decoration:none;font:700 13px Montserrat;padding:11px 18px;border-radius:4px;white-space:nowrap;flex:none;transition:filter .15s}
.callnow-btn:hover{filter:brightness(1.08)}
.callnow-btn svg{width:15px;height:15px;flex:none}

/* ---------- Hero ---------- */
.hero{position:relative;overflow:hidden;background:var(--gray-bg)}
.hero-copy{max-width:var(--container);margin:0 auto;padding:0 24px;min-height:480px;display:flex;align-items:center;position:relative;z-index:2}
.hero-text{max-width:520px;padding:48px 0}
.hero h1{font:700 clamp(28px,4vw,44px)/1.2 Montserrat;color:var(--blue-dark);margin:0 0 20px}
.hero p{font-size:16px;line-height:1.65;color:var(--text-light);margin:0 0 32px;max-width:460px}
.actions{display:flex;gap:16px;flex-wrap:wrap}
.actions a,.learn{display:inline-flex;align-items:center;gap:10px;color:#fff;padding:14px 24px;text-decoration:none;font:700 13px Montserrat;letter-spacing:.5px;border-radius:2px;transition:filter .15s,transform .15s}
.actions a:hover,.learn:hover{filter:brightness(1.08);transform:translateY(-1px)}
.actions .blue,.learn{background:var(--blue)}
.actions .red{background:var(--red)}
.actions span,.learn span{font-size:16px;transition:transform .15s}
.actions a:hover span,.learn:hover span{transform:translateX(3px)}
.hero-pic{position:absolute;right:0;top:0;width:46%;height:100%;background:url("../img/hero.jpg") center/cover no-repeat}
.hero-pic::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(246,247,249,.35),rgba(246,247,249,0) 18%)}
.hero-pic::before{content:"";position:absolute;left:-1px;top:0;bottom:0;width:110px;background:var(--gray-bg);clip-path:polygon(0 0,100% 0,0 100%)}

/* ---------- Protecting what matters ---------- */
.protect{padding:80px 0}
.protect h2,.why h2{font:700 30px Montserrat;color:var(--blue-dark);text-align:center;margin:0 0 48px}
.cards{max-width:var(--container);margin:0 auto;padding:0 24px;display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.cards article{background:var(--gray-bg);border:1px solid var(--gray-border);border-radius:8px;padding:32px 28px;transition:box-shadow .15s,transform .15s}
.cards article:hover{box-shadow:0 12px 28px rgba(28,63,122,.1);transform:translateY(-3px)}
.ico{width:44px;height:44px;display:flex;align-items:center;justify-content:center;color:var(--red);margin-bottom:16px}
.ico svg{width:32px;height:32px}
.cards h3{font:700 18px Montserrat;margin:0 0 8px;color:#1a1a1a}
.cards p{font-size:14px;line-height:1.55;color:var(--text-light);margin:0 0 18px}
.gridlinks{display:grid;grid-template-columns:1fr 1fr;gap:8px 16px}
.gridlinks.one{grid-template-columns:1fr}
.gridlinks a{font-size:13.5px;color:var(--blue);text-decoration:none;border-bottom:1px solid transparent}
.gridlinks a:hover{border-bottom-color:var(--blue)}

/* ---------- Feature (alternating) ---------- */
.feature{padding:72px 0}
.feature.gray{background:var(--gray-bg)}
.feature-inner{max-width:var(--container);margin:0 auto;padding:0 24px;display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.feature-inner.reverse .pic{order:0}
.feature-inner.reverse .copy{order:1}
.copy h2{font:700 30px Montserrat;color:var(--blue-dark);margin:0 0 12px}
.copy h3{font:600 16px Montserrat;margin:0 0 14px;color:#1a1a1a}
.copy p{font-size:15px;line-height:1.7;color:var(--text-light);margin:0 0 28px}
.pic{height:340px;background-size:cover;background-position:center;border-radius:8px;box-shadow:0 8px 24px rgba(20,30,60,.12)}
.road{background-image:url("../img/road.jpg")}
.home{background-image:url("../img/home.jpg")}
.agent{background-image:url("../img/agent.jpg")}

/* ---------- Why choose us ---------- */
.why{background:linear-gradient(135deg,var(--blue-dark),#2f57a8);padding:80px 0;color:#fff}
.why h2{color:var(--gold);margin-bottom:56px}
.benefits{max-width:var(--container);margin:0 auto;padding:0 24px;display:grid;grid-template-columns:repeat(5,1fr);gap:32px;text-align:center}
.benefits .ico2{width:52px;height:52px;margin:0 auto 16px;display:flex;align-items:center;justify-content:center;background:rgba(255,255,255,.12);border-radius:50%}
.benefits .ico2 svg{width:26px;height:26px;color:var(--gold)}
.benefits strong{font:700 14px/1.4 Montserrat;display:block;margin-bottom:8px}
.benefits p{font-size:13px;line-height:1.6;color:rgba(255,255,255,.82);margin:0}

/* ---------- Footer ---------- */
footer{background:#1c1f26;color:#a7acb8;padding:64px 0 24px}
.footer-top{max-width:var(--container);margin:0 auto;padding:0 24px;display:grid;grid-template-columns:1.4fr repeat(5,1fr);gap:32px}
.footer-brand b{font:700 17px/1.1 Montserrat;letter-spacing:.5px;color:#fff;display:block}
.footer-brand small{display:block;font-size:12px;margin-top:6px;color:#8890a0}
.footer-top h4{font:700 13px Montserrat;color:#fff;margin:0 0 14px;text-transform:uppercase;letter-spacing:.4px}
.footer-top a{display:block;color:#a7acb8;text-decoration:none;font-size:13.5px;margin:9px 0}
.footer-top a:hover{color:#fff}
.social{display:flex;gap:8px}
.social a{width:34px;height:34px;border-radius:50%;background:#2c313c;display:flex;align-items:center;justify-content:center;color:#fff;text-decoration:none}
.social a:hover{background:var(--blue)}
.social svg{width:15px;height:15px}
.footer-bottom{max-width:var(--container);margin:40px auto 0;padding:20px 24px 0;border-top:1px solid #2c313c;text-align:center;font-size:12.5px;color:#767c8a;display:flex;flex-wrap:wrap;justify-content:center;gap:6px 18px}
.footer-bottom a{color:#767c8a;text-decoration:none}
.footer-bottom a:hover{color:#fff}

/* ---------- Call agent modal ---------- */
.callmodal-overlay{position:fixed;inset:0;background:rgba(15,23,42,.6);display:flex;align-items:center;justify-content:center;padding:20px;z-index:1000;opacity:0;visibility:hidden;transition:opacity .25s ease}
.callmodal-overlay.show{opacity:1;visibility:visible}
.callmodal{width:100%;max-width:380px;background:#fff;border-radius:16px;overflow:hidden;box-shadow:0 24px 60px rgba(15,23,42,.35);position:relative;transform:translateY(14px) scale(.97);opacity:0;transition:transform .3s ease,opacity .3s ease}
.callmodal-overlay.show .callmodal{transform:translateY(0) scale(1);opacity:1}
.callmodal-close{position:absolute;top:14px;right:14px;width:30px;height:30px;border-radius:50%;border:0;background:rgba(255,255,255,.18);color:#fff;font-size:20px;line-height:1;display:flex;align-items:center;justify-content:center;z-index:2}
.callmodal-close:hover{background:rgba(255,255,255,.3)}
.callmodal-head{background:linear-gradient(135deg,var(--blue-dark),#2f57a8);padding:28px 28px 32px;text-align:center;color:#fff}
.callmodal-brand{display:inline-block;background:#fff;border-radius:8px;padding:10px 20px;margin-bottom:20px;color:var(--blue);line-height:1.05}
.callmodal-brand strong{font:700 15px/1.15 Montserrat;letter-spacing:.4px;white-space:nowrap}
.callmodal-brand small{display:block;font-size:10px;margin-top:4px;color:var(--blue-mid);font-weight:400}
.callmodal-ico{width:56px;height:56px;margin:0 auto 16px;border-radius:50%;background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.35);display:flex;align-items:center;justify-content:center}
.callmodal-ico svg{width:26px;height:26px}
.callmodal-head h2{font:700 21px/1.3 Montserrat;margin:0 0 6px}
.callmodal-head p{font-size:13.5px;color:var(--gold)}
.callmodal-body{padding:26px 28px 28px}
.callmodal-list{list-style:none;margin:0 0 22px;padding:0;display:flex;flex-direction:column;gap:12px}
.callmodal-list li{display:flex;align-items:center;gap:10px;font-size:14px;color:#1a1a1a}
.callmodal-list svg{width:19px;height:19px;color:var(--blue);flex:none}
.callmodal-btn{display:flex;align-items:center;justify-content:center;gap:10px;width:100%;background:var(--red);color:#fff;text-decoration:none;font:700 15px Montserrat;padding:15px;border-radius:8px;transition:filter .15s}
.callmodal-btn:hover{filter:brightness(1.08)}
.callmodal-btn svg{width:18px;height:18px}
.callmodal-hours{display:block;text-align:center;font-size:12.5px;color:var(--text-light);margin-top:14px}
@media(max-width:520px){
  .callmodal-head{padding:24px 20px 28px}
  .callmodal-body{padding:22px 20px 24px}
}

/* ---------- Responsive ---------- */
@media(max-width:1260px){
  .nav{height:72px}
  .nav nav{position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;align-items:flex-start;gap:0;padding:8px 24px 16px;box-shadow:0 8px 16px rgba(0,0,0,.08);display:none}
  .nav nav.open{display:flex}
  .nav nav a{width:100%;padding:12px 0;border-bottom:1px solid var(--gray-border)}
  .hamb{display:block}
}
@media(max-width:1024px){
  .feature-inner{gap:32px}
  .pic{height:280px}
  .cards{grid-template-columns:1fr 1fr}
  .benefits{grid-template-columns:repeat(3,1fr);row-gap:40px}
  .footer-top{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  .nav-right{gap:8px}
  .callnow-btn{padding:9px;border-radius:50%}
  .callnow-btn svg{width:16px;height:16px}
  .cn-num{display:none}
  .hamb{padding:2px;font-size:24px}
}
@media(max-width:460px){
  .brand strong{font-size:17px}
}
@media(max-width:860px){
  .top{display:none}
  .nav{height:64px}
  .nav nav{top:64px}
  .hero-copy{min-height:0;padding:40px 24px}
  .hero-text{max-width:100%;padding:0}
  .hero-pic{position:relative;width:100%;height:280px;order:-1}
  .hero-pic::before{display:none}
  .hero-pic::after{background:none}
  .feature-inner,.feature-inner.reverse{grid-template-columns:1fr}
  .feature-inner.reverse .pic{order:-1}
  .cards{grid-template-columns:1fr}
  .benefits{grid-template-columns:1fr 1fr}
  .footer-top{grid-template-columns:1fr 1fr;gap:28px 20px}
  .footer-brand{grid-column:1/-1}
}
@media(max-width:520px){
  .hero-text{padding:32px 0}
  .actions{flex-direction:column}
  .actions a,.learn{justify-content:center}
  .protect,.feature,.why{padding:56px 0}
  .benefits{grid-template-columns:1fr}
  .footer-top{grid-template-columns:1fr}
}
